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Najib Damerji -Mortgage Broker

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Najib Damerji -Mortgage Broker

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Najib Damerji -Mortgage Broker

CENTUM Financial Services LP

- Serving Calgary & Area

Roomvu
Mortgage Insights

Mortgage Rates Face a New Reality

About Najib Damerji -Mortgage Broker

Let me help you finance your home!
I'll sweat the details so you don't have to.
Purchasing a home is an important decision and you should be confident about your investment. I will work with you personally to offer you valuable insight throughout the process, save you time and find the mortgage that best suits your situation.

Expertise
I will provide you independent expert advice on your financial options. I am not tied to a specific lender or products so I can offer you mortgage products that will best match your specific needs.

Save you time with one-stop shopping
Instead of spending your valuable time meeting with competing mortgage lenders, I can quickly narrow down the list of lenders that will help you achieve your financial goals. I will make your comparison-shopping fast, easy, and convenient.

No charge to you
There's absolutely no charge for my services on typical residential mortgage transactions. Like many other professional services, such as insurance, mortgage brokers are paid a finder's fee when we introduce dependable clients to a financial institution.

Why Should You Use My Services?
I will negotiate on your behalf. Many people are uncertain or uncomfortable negotiating mortgages directly with their bank. And even if you have an existing relationship with your branch, CENTUM does millions of dollars of transactions yearly with a wide variety of lending institutions so we have strong lender relationships. I can use that relationship to your advantage to negotiate your mortgage to ensure you secure competitive rates and terms that benefit you.

I will also ensure that you're getting the best rates and terms. Even if you've already been pre-approved for a mortgage by your bank or another financial institution, you're not obliged to stop shopping! I can investigate on your behalf to see if there is an alternative to better suit your needs.

Do you know about mortgage customization? All mortgages are not created equally, and depending on your financial goals, I will ensure the mortgage you receive helps you with those goals. Whether borrowing to purchase, renovate, or make your mortgage interest tax deductible, I can ensure that the mortgage you have helps achieve these financial goals.

Specializing in

New Purchase
Refinance
Second Mortgages
Renewal
Rental Properties
New Mortgage
pre-approval
First-Time Homebuyer Mortgages
Conventional Mortgages
High-Ratio Mortgages
Self-Employed Mortgages
Alternative Lending
Private Mortgages
Bridge Financing
Reverse Mortgages
Construction & Renovation Loans

Testimonials

  • Najib was incredibly easy to work with. He is so patient, understanding, and took the time to answer all of my questions and clarifications promptly - even if I repeated myself as I found mortgages and renewals quite confusing. He took the time to discuss the pros and cons of my current lender, update me on promotional rates as they became available, and even when we thought we found the best deal, he started again from scratch in the middle of signing because he found something that would be better for ME - not him. He is exactly the type of entrepreneur you want to see succeed and that works hard to earn your trust and your business. I could not possibly recommend him more to my family and friends!

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    Steve W

    Mortgage Client

  • Literally the best in town. I did my research and asked around for a good broker and Najib did not disappoint one bit. He was so thorough and made the process seamless. I had a very tight closing timeline and Najib worked his magic. He even followed up multiple times with the funder and kept me posted through the process. Highly recommend him guys!!

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    Jaafer Khani

    Mortgage Client

  • Najib was absolutely fantastic in handling the mortgage for my buyer clients. He was professional, knowledgeable, and incredibly responsive throughout the entire process. Najib took the time to explain every step clearly, ensured all deadlines were met, and made what can often be a stressful process feel smooth and seamless. My clients felt confident and well taken care of from start to finish. I truly appreciate his dedication and would highly recommend Najib to anyone looking for a reliable and trustworthy mortgage professional.

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    Wasim Elafech

    Mortgage Client

  • Najib was so helpful. He did everything in his powers to get the job done. Excellent customer service and soo friendly. Highly recommend najib.

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    Mari

    Mortgage Client

  • We wouldn't have been able to buy our home without Najib's help. Najib worked with us endlessly to get us what we needed. Everything was completed in such a timely manner. Very informative when it comes to mortgages.

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    Allison Wong

    Mortgage Client

  • Very professional and handled everything with the upmost care and efficiency.

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    Mark Hawker

    Mortgage Client

  • Haven't worked with a mortgage broker like Najib, he will go above and beyond helping you find the best deal in the market and get ready to get the best advice for your purchase and mortgage. I highly recommend him if you're looking for an awesome mortgage broker who's an honest and hard working individual.

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    Surfer T

    Mortgage Client

  • Najib was the most helpful and resourceful mortgage broker we could have possibly come across. He helped us get through a private sale in record time. Efficient, caring, and listens to his customers needs... that's brother Najib!

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    Wael Essid

    Mortgage Client

  • Great service ,knowledgeable ,friendly and honest.

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    sam akbar

    Mortgage Client

  • Exceptional service! Najib was always in contact with us in the process of getting a mortgage and was always available to answer all our questions. He made a stressful process one of ease with little to no complications. He treated case with such priority and care. I would highly recommend using his brokerage services and my family and I are forever grateful. Thank you Najib, it was a pleasure to work with you I wish you all the best!

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    Aeysha Gowralli

    Mortgage Client

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