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Najib Damerji -Mortgage Broker

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Najib Damerji -Mortgage Broker

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Najib Damerji -Mortgage Broker

CENTUM Financial Services LP

- Serving Calgary & Area

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Mortgage Insights

Bank of Canada Interest Rate Decision Explained

About Najib Damerji -Mortgage Broker

Let me help you finance your home!
I'll sweat the details so you don't have to.
Purchasing a home is an important decision and you should be confident about your investment. I will work with you personally to offer you valuable insight throughout the process, save you time and find the mortgage that best suits your situation.

Expertise
I will provide you independent expert advice on your financial options. I am not tied to a specific lender or products so I can offer you mortgage products that will best match your specific needs.

Save you time with one-stop shopping
Instead of spending your valuable time meeting with competing mortgage lenders, I can quickly narrow down the list of lenders that will help you achieve your financial goals. I will make your comparison-shopping fast, easy, and convenient.

No charge to you
There's absolutely no charge for my services on typical residential mortgage transactions. Like many other professional services, such as insurance, mortgage brokers are paid a finder's fee when we introduce dependable clients to a financial institution.

Why Should You Use My Services?
I will negotiate on your behalf. Many people are uncertain or uncomfortable negotiating mortgages directly with their bank. And even if you have an existing relationship with your branch, CENTUM does millions of dollars of transactions yearly with a wide variety of lending institutions so we have strong lender relationships. I can use that relationship to your advantage to negotiate your mortgage to ensure you secure competitive rates and terms that benefit you.

I will also ensure that you're getting the best rates and terms. Even if you've already been pre-approved for a mortgage by your bank or another financial institution, you're not obliged to stop shopping! I can investigate on your behalf to see if there is an alternative to better suit your needs.

Do you know about mortgage customization? All mortgages are not created equally, and depending on your financial goals, I will ensure the mortgage you receive helps you with those goals. Whether borrowing to purchase, renovate, or make your mortgage interest tax deductible, I can ensure that the mortgage you have helps achieve these financial goals.

Specializing in

New Purchase
Refinance
Second Mortgages
Renewal
Rental Properties
New Mortgage
pre-approval
First-Time Homebuyer Mortgages
Conventional Mortgages
High-Ratio Mortgages
Self-Employed Mortgages
Alternative Lending
Private Mortgages
Bridge Financing
Reverse Mortgages
Construction & Renovation Loans

Testimonials

  • Literally the best in town. I did my research and asked around for a good broker and Najib did not disappoint one bit. He was so thorough and made the process seamless. I had a very tight closing timeline and Najib worked his magic. He even followed up multiple times with the funder and kept me posted through the process. Highly recommend him guys!!

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    Jaafer Khani

    Mortgage Client

  • We had an amazing experience working with Najib Damerji as our mortgage broker. From the very beginning, he was incredibly helpful, patient, and knowledgeable. He walked us through every step of the process, answered all of our questions, and made sure we fully understood our options. Thanks to Najib’s guidance and dedication, we were able to secure a mortgage and buy our home. He truly made the process feel smooth and stress-free. We’re so grateful for all his help and highly recommend him to anyone looking for a trustworthy and supportive mortgage broker!

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    Malak Zebian

    Mortgage Client

  • We had an outstanding experience working with Najib. He was incredibly helpful and always willing to walk us through every detail. Not only is he smart and highly knowledgeable, but he guided us step by step from the moment we first started thinking about buying a home all the way through to the final mortgage approval. Thanks to his expertise and dedication, we were able to secure a great deal. We couldn’t be happier with the service he provided and highly recommend him to anyone looking for a smooth and confident home-buying process.

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    suliman chahbar

    Mortgage Client

  • Najib was absolutely fantastic in handling the mortgage for my buyer clients. He was professional, knowledgeable, and incredibly responsive throughout the entire process. Najib took the time to explain every step clearly, ensured all deadlines were met, and made what can often be a stressful process feel smooth and seamless. My clients felt confident and well taken care of from start to finish. I truly appreciate his dedication and would highly recommend Najib to anyone looking for a reliable and trustworthy mortgage professional.

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    Wasim Elafech

    Mortgage Client

  • Very nice guy

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    Sam

    Mortgage Client

  • Najib was incredibly easy to work with. He is so patient, understanding, and took the time to answer all of my questions and clarifications promptly - even if I repeated myself as I found mortgages and renewals quite confusing. He took the time to discuss the pros and cons of my current lender, update me on promotional rates as they became available, and even when we thought we found the best deal, he started again from scratch in the middle of signing because he found something that would be better for ME - not him. He is exactly the type of entrepreneur you want to see succeed and that works hard to earn your trust and your business. I could not possibly recommend him more to my family and friends!

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    Steve W

    Mortgage Client

  • Literally the best in town. I did my research and asked around for a good broker and Najib did not disappoint one bit. He was so thorough and made the process seamless. I had a very tight closing timeline and Najib worked his magic. He even followed up multiple times with the funder and kept me posted through the process. Highly recommend him guys!!

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    Jaafer Khani

    Mortgage Client

  • Najib was absolutely fantastic in handling the mortgage for my buyer clients. He was professional, knowledgeable, and incredibly responsive throughout the entire process. Najib took the time to explain every step clearly, ensured all deadlines were met, and made what can often be a stressful process feel smooth and seamless. My clients felt confident and well taken care of from start to finish. I truly appreciate his dedication and would highly recommend Najib to anyone looking for a reliable and trustworthy mortgage professional.

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    Wasim Elafech

    Mortgage Client

  • Great teacher very dedicated treat all students like his own kids . Imazing skills feels like family I look forward to go there I feel really Wellcome. I I am very happy that my kids progressing I can tell the difference.

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    Hassan Attara

    Mortgage Client

  • Master Demerji is one of the best masters i've ever seen, i am so happy to find him again in Calgary, he was my coach 15 years ago, and next week he will coach my son.. highly recommend.

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    Sam B

    Mortgage Client

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Najib Damerji -Mortgage Broker